Shinda a 3 Bedroom House Safaricom Lipa na Mpesa

Shinda a 3 Bedroom House

You are probably going to pay rent for the last time this year. Sounds like a huge claim right?

It is now possible thanks to Lipa Na M-PESA. Yes, Lipa Na M-PESA is rewarding 3 customers with a 3 bedroom house each starting this December! Next time you are paying for your fuel, salon, lunch bill, house rent or any other goods or services, make sure you use Lipa Na M-PESA.

There are other cash and airtime prizes that you can win. Each valid Lipa Na M-PESA transaction earns you points which you will be notified about through an SMS.

Prize Matrix
Winnings	Winning Frequency	Winners	Frequency	Total Number of Winners	Winnings
Houses	Grand	3	1	3	42,000,000
Cash Ksh 100,000	Weekly	12	6	72	7,200,000
Cash Ksh 50,000	Weekly	12	6	72	3,600,000
Cash Ksh 10,000	Weekly	60	6	360	3,600,000
Cash Ksh 1,000	Daily	100	42	4,200	4,200,000
Airtime Ksh 500	Daily	250	42	10,500	5,250,000
Airtime Ksh 250	Daily	500	42	21,000	5,250,000
Airtime Ksh 100	Daily	1000	42	42,000	4,200,000

Now that you know, it is time to maximize your chances of living in a 3 bedroom house. Use Lipa Na M-PESA today.

 FAQs

1. Who is eligible to participate in the promotion?

All Safaricom M-PESA customers are eligible to participating in the SAFARICOM LIPA NA M-PESA 

 

2. How do I participate in the promotion?
All M-PESA customers can participate in the promotion by performing any of the following transactions worth KES. 50 and above during the promotion period: Lipa Na M-PESA (both paybill and Buy Goods and Services)
 

3.What is the duration of the promotion?
The promotion will run from 15th December 2015 0000hrs till 25th January 2015 2359hrs.

 

4.What do I win?
During the promotion period, winners will receive airtime awards, cash awards via M-PESA. At the end of every two weeks, one customer will win a fully furnished house worth KES. 14 Million. *Prizes above are net of withholding tax

5.How many promo entries do I get?
Each of the qualifying transactions will be awarded entries based on the transaction value as in the table below: Consumer Matrix CONSUMERS Value (Ksh) Qualifying Transactions & Entries Lipa Na M-PESA (*Paybill & Buy Goods) (*Excludes Paybill to Banks *) Less than Ksh 50 0 entries 50 - 1000 10 Entries 1001 - 3500 20 Entries 3,501 – 5,000 30 Entries 5,001-10,000 40 Entries 10,001- 20,000 50 Entries 20,001 – 30,000 60 Entries 30,001- 40,000 70 Entries 40,000 and above 80 Entries   Qualifying transactions Lipa Na M-PESA (Paybill & Buy Goods)

6. Can I enter into the promotion by sending money?
No. Only Lipa Na M-PESA (both Paybill and Buy Goods and Services) transactions qualify.

7. Which transactions don’t qualify to get entries?
The following transactions do not qualify to earn you promo entries: Deposit money Send Money Withdraw Money (From Agent and From ATM) Registration onto M-PESA PIN change onto M-PESA Balance enquiry on M-PESA and M-Shwari All non-chargeable transactions M-PESA to Bank Bank to M-PESA M-Shwari transactions KCB M-PESA transactions

8. How do I check my entries?
Dial *244# then select “Check Points Balance”.

9. What can I do to increase my chances of winning?
The more you perform the qualifying transactions, the higher your chance of winning.

10.Can I use a SIM from another network to enter the promo?
No. the promotion is open to Safaricom subscribers only. You will need to perform a qualifying transaction using Safaricom’s M-PESA to participate in the promo.

11.How will I receive my prize?
Airtime prizes will be topped up directly into the customers’ account and M-PESA prizes will be paid directly into a customer’s M-PESA account.

12. When will the draws be done?
Draws will be done on weekdays, Monday to Friday. This excludes public holidays. Weekend promotion entries will be put in the Monday’s draw.

13. How do I escalate issues?
For Customer Care assistance, contact us on: Prepaid Customer Care *100# Postpaid Customer Care *200# M-PESA Customer Care *234# Twitter: @safaricomltd Facebook: www.facebook.com/safaricomltd

14. Do I have to register to participate in the promo?
No. by participating in the qualifying transactions during the promo period, you automatically enter into the promotion.

15. How will winners be contacted?
Daily winners will be notified via SMS. Winners of the house shall be notified via a call from 0729 333 333.

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Safaricom launches M-Tiba, a new health payment platform

Safaricom has partnered with PharmAccess Foundation and CarePay to launch M-Tiba, a new health payment platform to channel funds meant for health services directly to recipients – allowing for effective tracking and monitoring of use of funds.

“We are extending the capability of the mobile phone to make a tangible difference in the way healthcare is delivered in Kenya. M-Tiba will allow services to reach previously inaccessible areas to transform the way healthcare is delivered,” said Bob Collymore, Safaricom CEO.

The service has been on trial for the last nine months at 44 clinics reaching 10,000 beneficiaries.

Using M-Tiba, funds will be placed in specialized health wallets through M-Pesa and their use will be restricted to conditional spending at select healthcare providers who form part of a nationwide M-Tiba network. Donors, governments and other funders,will receive real-time access to monitor the use of their funds.

Safaricom has partnered with PharmAccess Foundation and CarePay to launch M-Tiba, a new health payment platform to channel funds meant for health services directly to recipients – allowing for effective tracking and monitoring of use of funds.

“We are extending the capability of the mobile phone to make a tangible difference in the way healthcare is delivered in Kenya. M-Tiba will allow services to reach previously inaccessible areas to transform the way healthcare is delivered,” said Bob Collymore, Safaricom CEO.

The service has been on trial for the last nine months at 44 clinics reaching 10,000 beneficiaries.

Using M-Tiba, funds will be placed in specialized health wallets through M-Pesa and their use will be restricted to conditional spending at select healthcare providers who form part of a nationwide M-Tiba network. Donors, governments and other funders,will receive real-time access to monitor the use of their funds.

“We are happy to partner with Safaricom to provide this new proposition that will create a situation for donors of full transparency on the use of their funds, reaching their target beneficiaries in a direct, efficient and effective way. We hope that we can convince donors to start using our platform,” said Michiel Slootweg, CEO of CarePay.

The Pfizer Foundation is the first donor partner which will use the M-Tiba platform to reach people in the slums in Nairobi. M-Tiba aims to include public and private health insurers as well, offering micro-insurance products though M-Tiba against very low costs to low-and middle-income groups that couldn’t be reached before.

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Family Bank Paybill Number – Family Bank Mpesa Paybill Number

Family Bank Paybill Number

Family Bank Paybill Number: Family Bank is the institution of choice for the unbanked population for small and medium scale enterprises in Kenya.If you would like to transfer some of the money in your Mpesa to your Family Bank account and are looking for the Family Bank Mpesa paybill number, then you’ve come to the right place.

Family Bank Mpesa Paybill Number – How to make a payment

In this article we’re going to look at how you go about depositing money from your Mpesa to your Family Bank account.

Family Bank Paybill Number

1. Go to Mpesa menu and choose ‘Pay Bill’
2. Key in the Family Bank Mpesa paybill number which is 222 111
3. Key in your Family bank account number
4. Key in the amount you wish to transfer
5. Key in your M-Pesa PIN
6. Before hitting send, check again to ensure that you have input the correct information
7. Wait for a confirmation message

Family Bank Paybill Number – Customer Care

Safaricom: 0705 325 325
Airtel: 0737 325 325
Tel: 020 331 8940/2/7
Email: customerservice@familybank.co.ke
https://twitter.com/familybankkenya
https://www.facebook.com/familybankkenya

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Helb Paybill Number – Helb Mpesa Paybill Number

Helb Paybill Number

Helb Paybill Number: Helb disburses loans and scholarships to Kenyan students pursuing higher education in recognized institutions as well as recover loaned out funds to establish a revolving fund. Helb provides a simple and secure mobile platform for Helb loan repayments using the Helb Mpesa paybill number, Airtel money, Equity bank ATM and PesaPoint ATM.

Helb Mpesa Paybill Number – Using Mpesa (Safaricom) money transfer:

On the M-pesa menu:

•  Select Pay bill option
•  Enter HELB business number as 200800
• Enter your National ID number as your account number
• Enter amount you want to pay e.g. 3000
• Enter your secret PIN number
• Confirm transaction and send o  Wait for SMS confirmation.

Helb Paybill Number – Using Airtel money transfer:

On the Airtel Money menu:

• 
  

  Helb Paybill Number
  Select Make payments
• Select Pay bill
• Select Other
• Enter business name  as HELB
• Enter Amount – e.g. 3000
• Enter your secret Pin number
• Confirm the transaction
• In the reference section, enter your National ID Number.
• You will instantly receive a confirmation via SMS from AIRTEL MONEY

Helb Paybill Number – Using Equity bank ATM:

On the ATM menu:

• Insert ATM card
• Key in your secret PIN number
• Go to ‘Pay bills’
• Select ‘HELB’
• Enter National ID number when prompted
• Enter amount
• You will get a slip indicating the ID and amount entered.

Helb Paybill Number – Using PesaPoint ATM:

On the ATM menu:

•  Insert ATM card in the card slot o Remove ATM card from the slot o Select language
•  Key in your secret PIN number
• Select “Pay Bill” button to proceed to the next screen
•  Key in the code shown for HELB option as 5006
•  Key in your HELB account number as your  National ID number and confirm
•  Key in your mobile no. (this will allow HELB to contact you if required)
• Key in the product you wish to pay for (undergraduate or postgraduate)
• Enter the amount you wish to pay for your loan
• The ATM will give you a receipt acknowledging payment for your HELB loan once the transaction is successfully completed.

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Nairobi Water Paybill Number

Nairobi Water Paybill Number

You can pay for Nairobi Water Paybill using MPesa, Airtel Money,VISA or MAsterCard and at Jambopay agents

Nairobi Water Mpesa Paybill Number

Nairobi Water and Sewerage provides reliable quality water and sewerage services in Nairobi County. Today, Nairobi Water provides MPESA as one of modes of monthly water bill payments using the Nairobi Water MPESA Paybill Business Number 444400.

Steps to Pay Nairobi Water using Nairobi Water Mpesa Paybill Number 444400

1. Go to your Sim Toolkit and select Safaricom
2. Choose ‘Mpesa’
3. Select ‘Lipa na Mpesa’
4. Choose ‘Pay Bill’
5. Key in the Key in the Nairobi Water mpesa business number which is 444400
6. 
   

   Nairobi Water Paybill Number
   Key in the account number as *NWCxxxxx* where *xxxxx* is your Nairobi water and Sewerage Company Account Number
   Key in the amount you wish to pay for
   Key in your M-Pesa PIN
7. Check again to ensure that you have input the correct information. This step is really important.
8. Wait for a confirmation message

Nairobi Water Paybill Number – Contacts

Hotline: 0724 253 582
Email: info@nairobiwater.co.ke
https://twitter.com/NairobiWater
https://www.facebook.com/pages/Nairobi-Water-Company/149724651767762

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Zuku Paybill Number – Zuku Mpesa Paybill Number

Zuku Paybill Number

You can easily pay for your zuku subscription via mpesa. You just need the zuku paybill number and your zuku account number. Here’s how to make the payment via M-pesa.

Zuku Paybill Number – How to make payment via Zuku Mpesa Paybill Number

1. Go to Mpesa menu and choose ‘Pay Bill’

Zuku Paybill Number

2. Key in the zuku paybill number which is 220 220 for Zuku Satellite TV or 320 320 for Zuku fiber
3. Key in your zuku account number
4. Key in the amount you wish to pay for
5.Key in your M-Pesa PIN.
6. Check again to ensure that you have input the correct information
7. Wait for a confirmation message
To ensure that you pay your bill easily in future, save your account number and the appropriate zuku paybill number in your phone. This will ensure that you do not make a mistake and pay to the wrong account in the future.

Zuku Paybill Number – Contacts

Gateway Business Park, Block E, next to Parkside Towers,Mombasa Road, Nairobi, Kenya.
Gateway Business Park
Mombasa Road
P O Box 10286-00100
Nairobi – Kenya
Telephone number: 0205200432
Facebook: https://www.facebook.com/ZukuOfficia

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Startimes Paybill Number – Startimes Kenya Pay Bill Number

Startimes Paybill Number

You can easily pay for your Startimes subscription via mpesa. You just need the Startimes paybill number and your  Startimes account number.  This post will walk you through the simple method you use when paying for startimes via mpesa.

How to pay Startimes via Startimes Kenya Pay Bill Number

Startimes Paybill Number

1. Go to Mpesa menu and choose ‘Lipa na Mpesa’
2. Select ‘Pay Bill’
3. Key in the startimes mpesa paybill number which is 585858
4. Key in your complete Startime Smartcard Number
5. Key in the amount for the bouquet you prefer
6. Enter your M-Pesa PIN.
7. Do not forget to check again to ensure that you have input the correct information
8. Wait for a confirmation message

Startimes Paybill Number – Contacts

Nairobi Head Office:
Ground Floor, Victoria Towers, Kilimanjaro Road, UpperHill
Inquiries: info@startimes.co.ke
Before purchase: consultation@startimes.co.ke
After Sales: aftersales@startimes.co.ke
Cooperation: Marketing@startimes.co.ke
Facebook: https://www.facebook.com/startimeskenya
Twitter: https://twitter.com/startimeskenya
Website: www.startimes.co.ke/

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GOTV Mpesa Paybill Number

GOTV Mpesa Paybill Number

You can easily pay for your GOTV subscription via mpesa. You just need the GOTV Mpesa paybill number and your GOTV account number. Here’s how to make the payment via M-pesa.

GOTV Mpesa Paybill Number – How to pay gotv via mpesa

1. Go to Mpesa menu and choose ‘Pay Bill’
2. Key in the GOTV Paybill number which is 423655

GOTV Mpesa Paybill Number

3. Key in your IUC number; this you can get it from the bottom of your decoder on a red sticker.
4. Key in the correct amount for the package you wish to pay for. You can find the different packages available to you here and the GO TV Channels they offer.
5.Key in your M-Pesa PIN
6. Check again to ensure that you have input the correct information
7. Wait for a confirmation message
And that is basically it. You now know how to pay gotv via mpesa.Keeping the decoder on while you pay helps it to reset itself automatically. If after payment the picture is still not showing, or if having problems with how to pay gotv via mpesa, you can contact GOTV via twitter. They will be able to reset it for you in minutes.

GOTV Contacts

Tel: 0711 066 555
020 423 6555
Facebook: https://www.facebook.com/GOtvKenya
Twitter: https://twitter.com/gotvkenya
Website: kenya.gotvafrica.com/Get-GOtv

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NHIF Mpesa Paybill Number

NHIF Mpesa Paybill Number

NHIF Mpesa Paybill Number: You can now make your NHIF payment via Mpesa. NHIF which stands for National Hospital Insurance Fund is a national health insurance parastatal that helps Kenyans have access to medical services at an affordable price. While they cover the entire bill in the public hospitals, the insurance covers the bed charges for those admitted in private and mission hospitals.
Though the monthly payments are deducted directly from the payslip by the employer, self employed individuals can make their monthly contributions though bank deposits or other means that are convenient for them.
NHIF payment through Mpesa is without doubt the easiest option. You can pay from the comfort of your house without having to waste your day queuing.

NHIF Mpesa Paybill Number – How you use Mpesa to make NHIF payments.

1. Go to Mpesa menu and choose ‘Pay Bill’ option
2. Key in the NHIF Mpesa business number which is 200222
3. Key in your Account number which is your National ID Number
4. Key in the amount you wish to contribute
5.Key in your M-Pesa PIN.
6. Check again to ensure that you have input the correct information
7. Wait for a confirmation message

NHIF Mpesa Paybill Number – NHIF Contacts

National Hospital Insurance Fund
P.O. Box:30443 – 00100, Nairobi, Kenya
Phone:0800 720 601 FREE, (020) 2723255/56,
(020) 2714793/94, (020) 2722527
Fax:(020) 2714806
Enquiries:customercare@nhif.or.ke
Complaints:complaints@nhif.or.ke
Liaise:info@nhif.or.ke
Fraud:fraud@nhif.or.ke or (020) 2714803
Website: www.nhif.or.ke/

 

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M-PESA – Withdraw money

You can withdraw money from any M-PESA agent outlet or participating ATM network.
  If you are a Registered M-PESA Customer

Go to an M-PESA Agent and:

1.         Confirm the agent has sufficient funds for your transaction.
2.         Give your phone number and show your original ID.
3.         Go to your M-PESA menu, select ‘Withdraw cash’.
4.         Enter the Agent number, the amount you wish to withdraw and your PIN.
5.         You will receive a screen with the above transaction details. Confirm they are correct then Press OK.
6.         You and your agent will receive an SMS confirming the transaction.

The agent will then give you the cash and request you to sign a Log Book which is a record of M-PESA transactions done in that store.
 If You Are a Non-Registered M-PESA Customer

Go to an M-PESA Agent and:

1.     Confirm the agent has sufficient funds for your transaction.
2.     Present the SMS containing the M-PESA voucher number (notification confirming receipt of cash).
3.     Give your phone number and show original ID.
4.     The agent will enter the ‘one time code’ that is displayed on the customer’s SMS notification.
5.     Both the agent and the customer will receive an SMS confirming the transaction.
6.     The agent will give you your money and request you to sign the Log book which is a record of M-PESA transactions done in that store.

When you send money to an unregistered customer, they will receive a one-time voucher from M-PESA with a 4 digit code which they will use to withdraw money from an agent. If SMS is not received or accidentally deleted, ask them to call line 234 and request for voucher to be resent to them. 

M-PESA ATM Withdrawal Service

ATM withdrawal service is available to M-PESA registered customers and is currently available at PesaPoint, Equity Bank Branches and Diamond Trust Bank ATM’s.

To withdraw cash you will need to follow these instructions:

First on your phone:

1.     Select ‘ATM Withdrawal’ from the M-PESA menu
2.     Enter PesaPoint’s Agent Code (555 555) or Equity Bank Code (286286) or Diamond Trust Code (555 555)
3.     Enter your M-PESA PIN
4.     You will receive an SMS notification from M-PESA with a 6-digit authorization code. (The code expires after 2 hours and you will be expected to initiate the transaction afresh if you need to withdraw money again.)

Then on the ATM:

1.         Select the M-PESA button on the PesaPoint, Equity Bank or Diamond Trust Bank ATM
2.         Select your preferred language
3.         Enter the 6-digit ATM Authorization Code on the ATM keyboard.
4.         Enter your Safaricom mobile number.
5.         Enter the amount you wish to withdraw, press CONTINUE to proceed with transaction.
6.         ATM will dispense your cash and issue you with a receipt. You will also receive an SMS from M-PESA confirming the transaction.

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M-PESA

M-PESA (M for mobile, pesa is Swahili for money) is an innovative mobile money transfer solution that enables customers to transfer money. It is a product of Safaricom LTD.

M-PESA is a branchless banking service, meaning that it is designed to enable users to complete basic banking transactions without the need to visit a bank branch. The continuing success of M-PESA in Kenya has been due to the creation of a highly popular, affordable payment service with only limited involvement of a bank.

M-PESA customers can deposit and withdraw money from a network of agents that includes airtime resellers and retail outlets acting as banking agents. M-PESA is operated by Safaricom, a mobile network operator (MNO).

The user interface technology of M-PESA differs between Safaricom of Kenya and Vodacom of Tanzania, although the underlying platform is the same. While Safaricom uses SIM toolkit to provide handset menus for accessing the service, Vodacom relies on USSD to provide users with menus.

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M-PESA Rates

M-PESA Rates

M-PESA charges will depend on the amount you are sending or withdrawing. You can use your M-PESA menu to buy airtime for your phone, or for someone else. This service is free and you will only pay for the airtime purchased.
NOTE:

• Maximum Account Balance is KSh 100,000
• Maximum Daily Transaction Value is KSh 140,000.Maximum per transaction is KSh 70,000
• You cannot withdraw less than KSh 50 at an M-PESA agent outlet
• To transact, your Safaricom line and M-PESA account must be active
• At an agent outlet, you cannot deposit money directly into another M-PESA customer's account
• You earn Bonga points when you transact on M-PESA.
• To register or transact at any M-PESA Agent outlet, you will be required to produce your original identification document, i.e., National ID, Passport, Military ID, Diplomatic ID or Alien ID/Foreigner Certificate

The M-PESA charges revision is most likely due to Equity’s foray into the mobile money market through their subsidiary Finserve. They announced in May that their mobile money transfers will be charged at 1% of the transaction value and that charges will be capped at Ksh 25 per transaction.
The new M-PESA tariffs, which take effect from Thursday 21st August 2014, are below:

Customer Charges
Transaction Range (Ksh)			Transaction Type and Customer Charge (Ksh)
Min	Max		Transfer to other M-PESA Users	Transfer to Unregistered Users		Withdrawal from M-PESA Agent
10	49		1	N/A		N/A
50	100		3	N/A		10
101	500		11	66		27
501	1,000		15	66		27
1,001	1,500		25	66		27
1,501	2,500		40	66		27
2,501	3,500		55	88		49
3,501	5,000		60	105		66
5,001	7,500		75	143		82
7,501	10,000		85	171		110
10,001	15,000		95	220		159
15,001	20,000		100	237		176
20,001	25,000		110	275		187
25,001	30,000		110	275		187
30,001	35,000		110	275		187
35,001	40,000		110	N/A		275
40,001	45,000		110	N/A		275
45,001	50,000		110	N/A		275
50,001	70,000		110	N/A		330
ATM Withdrawal
Transaction Range (Ksh)
Min		Max			Customer Charge
200		2,500			33
2,501		5,000			66
5001		10,000			110
10,001		20,000			193

Other Transactions	Ksh
All Deposits	FREE
M-PESA Registration	FREE
Buying Airtime through M-PESA	FREE
M-PESA Balance Enquiry	1
Change M-PESA PIN	22

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SAFARICOM OKOA INTERNET SERVICE TERMS AND CONDITIONS

SAFARICOM OKOA INTERNET SERVICE TERMS AND CONDITIONS

SAFARICOM OKOA INTERNET SERVICE TERMS AND CONDITIONS

The following terms and conditions apply to the Safaricom Okoa Internet service (“Okoa Internet”) and by utilising the Okoa Internet service you will be deemed to have read, understood and accepted the same.

1.   The Service

(a)   The Okoa Internet service allows Safaricom PrePay subscribers who meet the eligibility criteria set out in clause 2 below to request an advance of mobile data bundles of 4MB, 9MB, 27MB, 59MB and 118MB (the “Credit Advance") which shall be credited to the

Subscriber’s PrePay data account (less the service charge set out in clause 1(b) below).

(b)   For providing the Credit Advance to you, Safaricom will charge an advance fee of 10% for each request. The table below highlights the service fee for each request and actual airtime credited to your Prepay account:

Okoa Internet	Service Fee in	Charge	Total Amount	Airtime Spend for
Bundle (MB)	(Kshs.)	(Ksh)	(Repayment)	the Previous
			(Kshs.)	Week (Kshs.)
118MB	10.32	92.86	100	100
59MB	3.97	35.71	50	50
27MB	2.38	21.43	30	30
9MB	0.79	7.14	10	10
4MB	0.48	3.49	5	5

(c) The Okoa Internet Service will be available from 19^th November 2015 (“Service Date”).

2.   Eligibility

(a)   The Okoa Internet Service is open to all Safaricom PrePay subscribers apart from Prepay subscribers who are roaming;

(b)   In order to access the Credit Advance:

i.            The amount requested must be equivalent to your airtime spend for the last seven (7) days prior to the date of the request for the Credit Advance.

ii.            You must have a balance of Ksh 5/- or less in your account;

iii.            You must have an active line meaning your line has not gone into expiry due to a failure to top up over a period of 180 days or any other such days as maybe communicated by Safaricom from time to time.

iv.            Your mobile number must have been active on Safaricom network for at least six (6) months continuously.

v.            You must have fully repaid any previous Credit Advanced on both Okoa Jahazi and Okoa Internet.

3.     How to Request for the Okoa Internet

Okoa Internet Service can be accessed in the following ways:

(a)   USSD:

(i)      Dial *544# from your Safaricom mobile or data line;

(ii)     Select “Okoa Internet”;

(iii)   You will get bundle options available for you to get credit advance on (Okoa);

(iv)  Select your preferred bundle and you will receive the following message upon successful request:

“Request successful. You have received ** MBs. Your Okoa credit is ** ksh to be paid before ***Date”

(b)   Internet:

(i)                  Log onto  www.safaricom.com/bundles;

(ii)                 Click on “Okoa Internet” button;

(iii)               Select the bundle you wish to get credit advance on (Okoa);

(iv)              Select your preferred bundle and you will receive the following message upon successful request:

Sender will receive the following notification “Request successful You have received

**  MBs. Your Okoa credit is ** ksh to be paid before ***Date”

4.     Repayment of the Credit Advance

(a)   The following top up methods will be valid for the purpose of repaying the Credit Advance: Scratch cards, Safaricom-excluding ‘preferential vouchers’ such as the magic box voucher,

Pre Pay Roaming Top-up (PPRTU) using partner networks scratch cards in Tanzania, Uganda and Rwanda), M-PESA, 3^rd party top-up, Sambaza, PINless Top-up (Bamba Poa).

(b)   The Credit Advance will be deducted from your subsequent top up(s) until fully recovered.

(c)   You will be required to repay the Credit Advance within a period of 120 hours from when the Credit Advance amount was credited to your account. If you do not repay the Credit Advance within the said period you will not be entitled to utilise the Okoa Jahazi or Okoa Internet Service for a period of four (4) days following the expiry of the 120 hours. This will

2

however not affect your right to access other Safaricom services provided you are compliant with the terms and conditions of that service or unless otherwise communicated by Safaricom.

5.   Other Terms and Conditions

(a)   The Okoa Internet Credit Advance can only be used to browse the internet. You cannot make calls or send text with Okoa Internet.

(b)   In order of priority, Daily Bundles will be exhausted first followed by Okoa Internet and then Volume Bundles.

(c)   You will not be able to Sambaza the Okoa Internet Credit Advance to another subscriber.

(d)   Safaricom shall not be liable for any injury, loss or damage, whether foreseen or unforeseen resulting from any failure, interruption, delay, suspension or restriction in providing the Okoa Internet Service howsoever arising. Safaricom reserves the right to decline a request for Okoa Internet without incurring any liability.

(e)   Safaricom reserves the right to withdraw the Okoa Internet Service from any particular subscriber at any time and to vary or amend any element of the Okoa Internet Service any time without further notice.

(f)     These terms and conditions may be varied or amended by Safaricom at any time and by continuing to use the Okoa Internet Credit Advance you will be deemed to have read, understood and accepted such amended terms and conditions. The varied terms and conditions will be available on the Safaricom website  www.safaricom.co.ke.

(g)   The Okoa Internet Credit Advance is not a resale service and Simu ya Jamii operators, airtime and key account dealers will not have access to the service for resale to subscribers.

(h)   The standard terms and conditions for the Safaricom PrePay services, PrePay and PostPay Data Bundles and other Services that you may be using  (www.safaricom.co.ke) will apply to the Okoa Internet Service save where expressly varied by these terms and conditions.

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